Our Team


Andrew Raphael

Transaction Services Executive

Andy is an executive in the Transaction Services team and is a qualified chartered account with ICAS having trained initially with BDO LLP on their School Leaver Programme in Glasgow.

After six years in BDO’s audit department (working in sectors retail, hospitality, manufacturing, shipping and logistics) he moved into banking at Virgin Money UK supporting the management of the Group’s capital position and the overall financial health of the bank.

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